Think getting paid on OnlyFans is instant once a subscriber hits "pay"? Think again. On average, it takes 7–10 days to receive your earnings, but that time frame can vary depending on a few surprising factors.
While some creators cash out quickly, others face delays they never expected—like verification issues or banking hiccups. If you're a new or aspiring creator counting on fast income, it’s crucial to understand the payout timeline. This guide breaks down exactly how long it takes to get paid on OnlyFans, what can slow things down, and how to speed it up.
Whether you're trying to plan your finances or considering if OnlyFans is worth your time, you’ll want to keep reading. There’s more to this than just “post and profit.”
Quick Answer: How Long Does It Take to Get Paid on OnlyFans?
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On average: You’ll receive your earnings in 7–10 days after the transaction.
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Fastest time possible: 7 days (standard hold period if no issues).
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Longest possible time: Up to 30 days or more (due to ID verification, banking errors, or account review).
What Affects the Time It Takes?
1. The Standard 7-Day Pending Period
Every OnlyFans transaction has a mandatory 7-day hold before funds can be withdrawn. This is a fraud prevention measure and applies to all creators, regardless of experience level.
Tip: Plan content releases with this delay in mind—post today, withdraw next week.
2. Bank Transfer Processing Time
Once your funds are eligible for withdrawal, OnlyFans transfers them to your bank via direct deposit (ACH, SEPA, or wire). This can take 1–5 business days, depending on your bank and country.
How to Speed It Up: Link a verified, reliable bank account and avoid weekends or bank holidays.
3. Account Verification Delays
New creators must pass an ID verification process, which, if incomplete or incorrect, can delay your entire payment timeline.
Fix: Use clear, high-resolution images and ensure your ID matches your legal name and profile info.
4. Country and Currency Differences
Creators outside the U.S. or EU may experience longer delays due to international banking regulations, currency conversions, or regional restrictions.
Pro Tip: Use a bank that supports international payments with low conversion fees to avoid further hold-ups.
5. OnlyFans Manual Reviews or Suspensions
If OnlyFans flags suspicious activity (e.g., rapid earnings spikes, chargebacks, or policy violations), your account can be held for review—sometimes delaying payments for weeks.
Avoid This: Stick to platform rules, and don't attempt to bypass content guidelines or spam traffic.
Best-Case vs. Worst-Case Scenarios
If everything goes smoothly—you're verified, using a supported bank, and withdrawing during business days—you could have your money in 7 to 9 days after a subscriber pays.
But if you're new, miss something during verification, or live in a country with complex banking protocols, it could take up to 30 days or more to receive your payout.
Common Mistakes That Slow the Process (Avoid These!)
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Mistake #1: Skipping Verification Details
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Why it slows things down: Incomplete or mismatched ID info halts your account setup.
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Fix: Double-check your name, address, and ID photo before submitting.
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Mistake #2: Withdrawing on a Weekend
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Why it matters: Banks don’t process payments on weekends or holidays.
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Fix: Schedule withdrawals for early weekdays.
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Mistake #3: Using Unsupported Banks or Payment Methods
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Why it's a problem: Not all banks process international transactions efficiently.
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Fix: Choose a bank known for handling global transfers like Wise or Revolut.
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Mistake #4: Ignoring Country Restrictions
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Why it matters: Some countries face longer processing times or blocked features.
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Fix: Check OnlyFans’ supported country list and local payout regulations.
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Mistake #5: Posting Irregularly
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Why it delays earnings: No content = no subscribers = no income to process.
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Fix: Maintain a consistent posting schedule to keep subscriber income flowing.
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FAQs: People Also Ask
How do I withdraw money from OnlyFans?
You can withdraw funds via bank transfer, usually using ACH (U.S.), SEPA (EU), or wire transfer. Set up your payout method under your account settings.
Can I get paid instantly on OnlyFans?
No. There’s a required 7-day holding period for all earnings before they become available for withdrawal.
Why hasn’t my OnlyFans payment arrived yet?
Possible reasons include verification issues, weekend delays, banking errors, or account reviews. Check your email and OnlyFans dashboard for alerts.
Does OnlyFans pay on weekends?
No, payments initiated on weekends or holidays will process on the next business day.
Is there a payment threshold on OnlyFans?
Yes. You must have a minimum of $20 USD in your account to initiate a withdrawal.
How do I withdraw money from OnlyFans?
Go to your OnlyFans account settings, click on "Payout Methods," and connect your bank. Once your balance reaches the minimum threshold ($20), you can withdraw funds manually or set up automatic withdrawals.
Can I get paid instantly on OnlyFans?
No. OnlyFans holds earnings for 7 days after each transaction. Instant payouts are not available, regardless of account status or earnings volume.
Why hasn’t my OnlyFans payment arrived yet?
Delays are usually caused by incomplete verification, issues with your bank, holidays/weekends, or account reviews. Check your dashboard for payout status and alerts.
Does OnlyFans pay on weekends?
No. OnlyFans initiates payouts on business days only. If your withdrawal is scheduled on a Friday, it might not land in your bank until Monday or Tuesday.
Is there a payment threshold on OnlyFans?
Yes. The minimum payout threshold is $20 USD. You cannot request or receive a payout until your balance reaches that amount.
How often does OnlyFans pay creators?
OnlyFans allows creators to withdraw daily, weekly, or monthly depending on how they configure their payout settings, but the 7-day hold still applies.
What’s the best payout method on OnlyFans?
Bank transfer (ACH or SEPA) is the default and most widely used method. Some creators outside the U.S. prefer services like Wise for lower international fees.
Can you change your payout schedule on OnlyFans?
Yes. You can switch between automatic and manual withdrawals and change your frequency in the payout settings.
What happens if your bank rejects the OnlyFans payment?
The funds will return to your OnlyFans account balance. You’ll need to update your payout info before you can try again.
Can you use PayPal for OnlyFans payments?
No. OnlyFans does not support PayPal for receiving payments due to the nature of the content and PayPal's restrictions.
Does OnlyFans report income to tax authorities?
Yes. OnlyFans issues tax documents (e.g., 1099 forms in the U.S.) and reports earnings. Creators are responsible for declaring their income to local tax authorities.
Can OnlyFans hold your money?
Yes. OnlyFans may place a temporary hold on funds if there's a policy violation, suspicious activity, or pending verification.
How long does it take to get verified on OnlyFans?
Typically, verification takes 24–72 hours. Delays occur if documents are blurry, expired, or mismatched with your profile info.
Do subscribers’ refunds affect your payout time?
Yes. If a subscriber disputes a charge or requests a refund, your balance may be adjusted before payout, potentially delaying your earnings.
What time of day does OnlyFans process payouts?
OnlyFans processes withdrawals throughout business hours, but the exact timing varies by region and bank. Most transfers are initiated by early afternoon UTC.
Can you track your OnlyFans payment status?
Yes. In your account under "Statements" or "Payout Requests," you can see pending, completed, or failed payouts.
Do OnlyFans earnings expire or disappear?
No. As long as your account remains active and in good standing, your earnings stay in your balance until you withdraw them.
Does OnlyFans pay creators in their local currency?
Yes. OnlyFans converts your earnings to your selected payout currency during the transfer, which may include a currency conversion fee.
Final Thoughts & Call to Action
Getting paid on OnlyFans isn’t instant—but it’s also not a mystery once you understand the process. Expect 7–10 days on average, and stay ahead of common delays by verifying your account properly and choosing the right banking options.
Have you experienced delays with OnlyFans payouts? What helped you get paid faster? Drop your insights in the comments below!
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